 |
Persona
| Age Range |
Marital Status |
Occupation(s) |
annual household income 2004 |
City of Employment |
State |
dependents |
car payments |
student loans |
| 20's |
single |
Accountant |
$37,000.00 |
Boulder |
CO |
no |
$600.00 |
$100.00 |
| 20's |
single |
Accountant |
$39,000.00 |
New Haven |
CT |
no |
$600.00 |
$100.00 |
| 40's |
divorced |
Anesthesiologist |
$280,000.00 |
Los Gatos |
CA |
yes |
$500.00 |
$0.00 |
| 40's |
divorced |
Anesthesiologist |
$228,000.00 |
Honolulu |
HI |
yes |
$500.00 |
$0.00 |
| 40's |
married |
Anesthesiologist |
$280,000.00 |
Los Gatos |
CA |
yes |
$500.00 |
$0.00 |
| 40's |
married |
Anesthesiologist |
$228,000.00 |
Honolulu |
HI |
yes |
$500.00 |
$0.00 |
| 50's |
married |
Architect, Art Manager |
$125,000.00 |
Dallas |
TX |
no |
$1,000.00 |
$0.00 |
| 50's |
married |
Architect, Art Manager |
$144,000.00 |
Boston |
MA |
no |
$1,000.00 |
$0.00 |
| 20's |
single |
bartender |
$15,500.00 |
New Orleans |
LA |
no |
$0.00 |
$0.00 |
| 20's |
single |
bartender |
$17,000.00 |
Chicago |
IL |
no |
$0.00 |
$0.00 |
| 20's |
single |
Cashier |
$18,000.00 |
Trenton |
NJ |
yes |
$0.00 |
$0.00 |
| 20's |
single |
Cashier |
$17,000.00 |
Pittsburg |
PA |
yes |
$0.00 |
$0.00 |
| 30's |
married |
Fire Fighter, Staff Nurse |
$69,000.00 |
Green Bay |
WI |
yes |
$350.00 |
$0.00 |
| 30's |
married |
Fire Fighter, Staff Nurse |
$94,000.00 |
New York City |
NY |
yes |
$350.00 |
$0.00 |
| 50's |
married |
Head Coach - college |
$70,000.00 |
Portland |
OR |
yes |
$0.00 |
$0.00 |
| 50's |
married |
Head Coach - college |
$75,000.00 |
Kansas City |
KS |
yes |
$0.00 |
$0.00 |
| 30's |
divorced |
lawyer |
$71,000.00 |
Albuquerque |
NM |
yes |
$500.00 |
$0.00 |
| 30's |
divorced |
lawyer |
$75,000.00 |
Richmond |
VA |
yes |
$500.00 |
$0.00 |
| 40's |
married |
Loan Officer |
$93,000.00 |
San Francisco |
CA |
yes |
$0.00 |
$0.00 |
| 40's |
married |
Loan Officer |
$51,000.00 |
Boise |
ID |
yes |
$0.00 |
$0.00 |
| 30's |
married |
Mechanic, Hair Stylist |
$56,000.00 |
Orlando |
FL |
yes |
$400.00 |
$0.00 |
| 30's |
married |
Mechanic, Hair Stylist |
$58,000.00 |
Nashville |
TN |
yes |
$400.00 |
$0.00 |
| 40's |
divorced |
Painter |
$36,000.00 |
Manchester |
NH |
yes |
$0.00 |
$0.00 |
| 40's |
divorced |
Painter |
$37,000.00 |
Las Vegas |
NV |
yes |
$0.00 |
$0.00 |
| 30's |
single |
Pharmaceutical Sales |
$50,000.00 |
Atlanta |
GA |
no |
$650.00 |
$100.00 |
| 30's |
single |
Pharmaceutical Sales |
$50,000.00 |
Salt Lake City |
UT |
no |
$650.00 |
$100.00 |
| 60's |
married |
Retired |
$60,000.00 |
|
AZ |
no |
$0.00 |
$0.00 |
| 60's |
married |
Retired |
$60,000.00 |
|
ID |
no |
$0.00 |
$0.00 |
| 70's |
widowed |
Retired |
$20,000.00 |
|
AL |
no |
$0.00 |
$0.00 |
| 70's |
widowed |
Retired |
$20,000.00 |
|
SC |
no |
$0.00 |
$0.00 |
| 30's |
single |
Software Engineer |
$66,000.00 |
Seattle |
WA |
no |
$400.00 |
$0.00 |
| 30's |
single |
Software Engineer |
$65,000.00 |
Washington, DC |
District of Columbia |
no |
$0.00 |
$50.00 |
| 20's |
married |
Teacher, Teacher |
$86,000.00 |
Los Angeles |
CA |
no |
$600.00 |
$150.00 |
| 20's |
married |
Teacher, Teacher |
$70,000.00 |
Cheyenne |
WY |
no |
$600.00 |
$150.00 |
| credit card debt |
alamony/ child support/ child care |
Total debt |
Yellow Area For Teacher's UseOnly |
Monthly salary |
maximum monthly for PITI |
Estimated Maximum loan qualified for |
Down Payment |
Estimated Maximum Home price |
| $250.00 |
$0.00 |
$950.00 |
$3,083.33 |
$1,048.33 |
$38,000.00 |
$250,000.00 |
$288,000.00 |
| $250.00 |
$0.00 |
$950.00 |
$3,250.00 |
$1,105.00 |
$38,000.00 |
$250,000.00 |
$288,000.00 |
| $300.00 |
$9,000.00 |
$9,800.00 |
$23,333.33 |
$7,933.33 |
$0.00 |
$250,000.00 |
$250,000.00 |
| $300.00 |
$9,000.00 |
$9,800.00 |
$19,000.00 |
$6,460.00 |
$0.00 |
$250,000.00 |
$250,000.00 |
| $300.00 |
$0.00 |
$800.00 |
$23,333.33 |
$7,933.33 |
$1,239,500.00 |
$250,000.00 |
$1,489,500.00 |
| $300.00 |
$0.00 |
$800.00 |
$19,000.00 |
$6,460.00 |
$1,009,000.00 |
$250,000.00 |
$1,259,000.00 |
| $0.00 |
$0.00 |
$1,000.00 |
$10,416.67 |
$3,541.67 |
$506,500.00 |
$250,000.00 |
$756,500.00 |
| $0.00 |
$0.00 |
$1,000.00 |
$12,000.00 |
$4,080.00 |
$610,000.00 |
$250,000.00 |
$860,000.00 |
| $300.00 |
$0.00 |
$300.00 |
$1,291.67 |
$439.17 |
$32,000.00 |
$250,000.00 |
$282,000.00 |
| $300.00 |
$0.00 |
$300.00 |
$1,416.67 |
$481.67 |
$40,000.00 |
$250,000.00 |
$290,000.00 |
| $250.00 |
$600.00 |
$850.00 |
$1,500.00 |
$510.00 |
$0.00 |
$250,000.00 |
$250,000.00 |
| $250.00 |
$600.00 |
$850.00 |
$1,416.67 |
$481.67 |
$0.00 |
$250,000.00 |
$250,000.00 |
| $150.00 |
$800.00 |
$1,300.00 |
$5,750.00 |
$1,955.00 |
$288,500.00 |
$250,000.00 |
$538,500.00 |
| $150.00 |
$800.00 |
$1,300.00 |
$7,833.33 |
$2,663.33 |
$151,500.00 |
$250,000.00 |
$401,500.00 |
| $400.00 |
$0.00 |
$400.00 |
$5,833.33 |
$1,983.33 |
$309,500.00 |
$250,000.00 |
$559,500.00 |
| $400.00 |
$0.00 |
$400.00 |
$6,250.00 |
$2,125.00 |
$332,000.00 |
$250,000.00 |
$582,000.00 |
| $500.00 |
$2,000.00 |
$3,000.00 |
$5,916.67 |
$2,011.67 |
$0.00 |
$250,000.00 |
$250,000.00 |
| $500.00 |
$2,000.00 |
$3,000.00 |
$6,250.00 |
$2,125.00 |
$0.00 |
$250,000.00 |
$250,000.00 |
| $0.00 |
$0.00 |
$0.00 |
$7,750.00 |
$2,635.00 |
$411,500.00 |
$250,000.00 |
$661,500.00 |
| $0.00 |
$0.00 |
$0.00 |
$4,250.00 |
$1,445.00 |
$225,000.00 |
$250,000.00 |
$475,000.00 |
| $150.00 |
$600.00 |
$1,150.00 |
$4,666.67 |
$1,586.67 |
$106,500.00 |
$250,000.00 |
$356,500.00 |
| $150.00 |
$600.00 |
$1,150.00 |
$4,833.33 |
$1,643.33 |
$117,500.00 |
$250,000.00 |
$367,500.00 |
| $200.00 |
$750.00 |
$950.00 |
$3,000.00 |
$1,020.00 |
$32,500.00 |
$250,000.00 |
$282,500.00 |
| $200.00 |
$750.00 |
$950.00 |
$3,083.33 |
$1,048.33 |
$38,000.00 |
$250,000.00 |
$288,000.00 |
| $550.00 |
$0.00 |
$1,300.00 |
$4,166.67 |
$1,416.67 |
$48,500.00 |
$250,000.00 |
$298,500.00 |
| $550.00 |
$0.00 |
$1,300.00 |
$4,166.67 |
$1,416.67 |
$48,500.00 |
$250,000.00 |
$298,500.00 |
| $0.00 |
$0.00 |
$0.00 |
$5,000.00 |
$1,700.00 |
$265,500.00 |
$250,000.00 |
$515,500.00 |
| $0.00 |
$0.00 |
$0.00 |
$5,000.00 |
$1,700.00 |
$265,500.00 |
$250,000.00 |
$515,500.00 |
| $0.00 |
$0.00 |
$0.00 |
$1,666.67 |
$566.67 |
$88,000.00 |
$250,000.00 |
$338,000.00 |
| $0.00 |
$0.00 |
$0.00 |
$1,666.67 |
$566.67 |
$88,000.00 |
$250,000.00 |
$338,000.00 |
| $150.00 |
$0.00 |
$550.00 |
$5,500.00 |
$1,870.00 |
$263,500.00 |
$250,000.00 |
$513,500.00 |
| $200.00 |
$0.00 |
$250.00 |
$5,416.67 |
$1,841.67 |
$287,500.00 |
$250,000.00 |
$537,500.00 |
| $350.00 |
$0.00 |
$1,100.00 |
$7,166.67 |
$2,436.67 |
$278,000.00 |
$250,000.00 |
$528,000.00 |
| $350.00 |
$0.00 |
$1,100.00 |
$5,833.33 |
$1,983.33 |
$191,000.00 |
$250,000.00 |
$441,000.00 |
| Teacher Information ONLY - to be used to check for student calculation descrepencies |
< Return to Dream Home
|